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Buyer Checklist  Closing Day

Congratulations on your new home! Here's everything to have squared away before the keys are yours.

Preparations

• ☐ Final mortgage approval and instructions sent to your lawyer
• ☐ Home insurance arranged and binder sent to your lender/lawyer, effective closing day
• ☐ Certified funds / bank draft ready for closing costs (land transfer tax, legal fees, adjustments)
• ☐ Reviewed the Statement of Adjustments with your lawyer
• ☐ Signing appointment booked with your lawyer (often a day or two before closing)
• ☐ Utilities (hydro, gas, water, internet) set up in your name effective the closing date
• ☐ Mail forwarding set up with Canada Post
• ☐ Address updated with driver's licence, health card, employer, and subscriptions
• ☐ Moving company, truck, or elevator booking (condo) confirmed for moving day
• ☐ Final walkthrough time confirmed with your agent

Home Readiness (Final Walkthrough)

• ☐ Property is vacant and broom-swept, unless otherwise agreed
• ☐ All included appliances, fixtures, and window coverings are present
• ☐ No new damage since your offer or home inspection
• ☐ Included chattels tested and in working order
• ☐ Smoke and carbon monoxide detectors are present and functioning
• ☐ All agreed-upon repairs have been completed

Handovers

• ☐ Lawyer confirms funds received and title registered (Teranet)
• ☐ Keys, garage remotes, fobs, and mailbox keys received
• ☐ Garage door codes and alarm codes/instructions provided
• ☐ Appliance manuals, warranties, and Tarion new home warranty info (if applicable) received
• ☐ Condo: status certificate, parking/locker assignment, and move-in elevator booking confirmed with property management

Next Steps

• ☐ Change the locks for your peace of mind
• ☐ Confirm utility start dates and set up pre-authorized billing
• ☐ Update your address with banks, employer, CRA, and subscriptions
• ☐ File your closing documents (Statement of Adjustments, Deed, insurance policy) somewhere safe
• ☐ Schedule any move-in cleaning, inspections, or renovations
• ☐ Save your lawyer's contact info in case of post-closing questions

Any questions at all? I'm just a call or text away — happy to help coordinate movers, contractors, or anything else as you settle in.

Seller Checklist  Closing Day

Almost there! Here's what to take care of before you hand over the keys.

Preparations

• ☐ All closing documents signed with your lawyer (Deed, Statement of Adjustments, etc.)
• ☐ Mortgage discharge information, tax account details, and condo status certificate (if applicable) sent to your lawyer
• ☐ Home insurance cancelled or transferred, effective closing date
• ☐ Utilities scheduled for final meter reading / transfer out of your name
• ☐ Mail forwarding set up with Canada Post
• ☐ Moving company or truck booked and moving day logistics confirmed
• ☐ Final walkthrough time confirmed with the buyer's agent

Home Readiness (Move-Out)

• ☐ All personal belongings and debris removed; home left broom-swept
• ☐ Everything listed as included in the Agreement of Purchase & Sale left behind (appliances, fixtures, window coverings)
• ☐ Nothing included in the sale removed, even sentimental items — check the fixtures/exclusions list
• ☐ Manuals and warranties left for appliances and mechanical systems
• ☐ Closets, garage, storage areas, and shed cleared out
• ☐ Home left clean and in the agreed-upon condition
• ☐ Agreed-upon repairs completed

Handovers

• ☐ All keys, garage remotes, mailbox keys, fobs, and alarm instructions gathered in one place
• ☐ Keys released only once your lawyer confirms funds have been received
• ☐ Clear instructions left on the location of the community mailbox and which key opens it
• ☐ Condo: property management notified of ownership change; fobs/passes returned and elevator booked for move-out

Next Steps

• ☐ Confirm receipt of sale proceeds from your lawyer
• ☐ Cancel or forward remaining utilities, insurance, and home services
• ☐ Update your address with banks, CRA, and service providers
• ☐ Keep copies of all closing documents for your records and taxes
• ☐ Check in with your accountant regarding any tax implications of the sale
• ☐ Let me know your new address — I'd love to stay in touch!

Any questions at all? I'm just a call or text away — happy to help with your next move, whether that's buying, renting, or just settling in somewhere new.